Home Buyers

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Yes! We understand how difficult and stressful home ownership can be.

Yes! Whether you're in the midst of a financial crisis, facing foreclosure or interested in buying your first home, we can help.

Yes! We'll help you find the perfect first mortgage, home equity loan, secured loan or debt consolidation loan to suit your needs, whatever they may be.

Yes! Our experienced Canadian mortgage brokers will help guide you toward the perfect solution.

PreApproval for a Mortgage

PreApproval for a MortgageIf you are considering purchasing a home it is important to secure a preapproval for a mortgage.  Making the biggest purchase of your life can be both exhilarating and overwhelming.  Before you  pick out the home of your dreams it is crucial to find out what you qualify for so you don't over extend yourself or risk placing a deposit on a home you won't qualify for.  A mortgage preapproval can help you eliminate costly mistakes and disappointment.

Applying for a mortgage preapproval is one of the fastest ways to determine how much you qualify for and ensures that you meet all the criteria to qualify for a mortgage.  A preapproval mortgage can determine:

  • How much your income will qualify you to carry in mortgage related expenses
  • That your credit is sufficient to qualify for the rate you are hoping to secure
  • That your down payment is both sufficient and will qualify as a legitimate source

A preapproval for a mortgage will not only help you determine what you will qualify for it will also help you secure a guaranteed rate for as long as 120 days in some scenarios.  This will allow you to shop the market for a home knowing that you have a great rate secured and if rates drop during your preapproval mortgage period lenders will generally honor the lower rate. 

Applying for a preapproval for a mortgage is simple.  You can either call one of our mortgage professionals toll free at 1-888-939-8484 or fill out our easy and secure Online Application.  A preapproval for a mortgage will give you the peace of mind you need to shop for your dream home and will help make your purchase a much more enjoyable process.