Home Buyers

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Yes! We understand how difficult and stressful home ownership can be.

Yes! Whether you're in the midst of a financial crisis, facing foreclosure or interested in buying your first home, we can help.

Yes! We'll help you find the perfect first mortgage, home equity loan, secured loan or debt consolidation loan to suit your needs, whatever they may be.

Yes! Our experienced Canadian mortgage brokers will help guide you toward the perfect solution.

Insured and High Ratio Mortgages

Even if you don't have the minimum 20% down payment, you can still fulfill the dream of home ownership with an insured mortgage or high ratio mortgage.

Today's mortgage services include the ability to work with every potential homeowner. If you're looking to buy your first home and don't quite have the minimum down payment, financial institutions will still issue home loans called insured mortgages, with a small additional fee added on to the principle amount you borrow. These high ratio mortgages can be the best home loan options for individuals with good credit, who qualify for financing, but come up a bit short of a minimum down payment.

It is the job of an experienced mortgage provider to answer these mortgage questions when a conventional mortgage is not a possibility. Many mortgage specialists will know the ins-and-outs of alternative home loans, giving potential homeowners the tools they need to realize their dream of home ownership. We have relationships with lenders all across Canada that give us the ability to obtain insured and high ratio mortgages for our customers in every province. We will find an insurer that meets your needs such as Canada Mortgage Housing Corporation (CMHC) or Genworth Financial Canada and help you keep your premiums as low as possible.

For more information about insured mortgages and high ratio mortgages, give our experienced mortgage brokers a call toll-free at 1-888-939-8484.