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Yes! We understand how difficult and stressful home ownership can be.

Yes! Whether you're in the midst of a financial crisis, facing foreclosure or interested in buying your first home, we can help.

Yes! We'll help you find the perfect first mortgage, home equity loan, secured loan or debt consolidation loan to suit your needs, whatever they may be.

Yes! Our experienced Canadian mortgage brokers will help guide you toward the perfect solution.

Second Home and Cottage Mortgages

When you're dealing with a busy lifestyle, you want a no-fuss, easy way to relax. A second home or cottage is the perfect retreat from the hectic, everyday grind, and getting one is a lot easier than you think.

In Canada, you can get an affordable second home mortgage or a cottage mortgage with a small 5% down payment. Many individuals also consider getting a second home closer to their workplace in order to cut down on their commute. This type of home also qualifies for a second home mortgage loan. A qualified mortgage professional can guide you through the process of obtaining second home financing, and explain all the particulars about these types of loans.

Depending on the type of property you wish to buy, second home mortgages and cottage mortgages have the same amortization schedules as conventional mortgages. If you currently hold a 25 or 35 year mortgage on your primary residence, chances are, you'll be able to get the same on a second home mortgage. But, to be sure, always consult a professional mortgage broker to be sure you'll be able to afford the payments and upkeep of two homes. We have the tools to tell you whether this arrangement is feasible, given your income and other expenses. Our relationships with dozens of lenders across Canada ensure that, if you qualify, you'll get the best deal possible on a second home mortgage or cottage loan. We have helped individuals in every province - in small towns and big cities - achieve the dream of home ownership. 

For more information on second home mortgage loans and cottage loans, call 1-888-939-8484 to speak to one of our experienced mortgage brokers.