Home Buyers

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Yes! We understand how difficult and stressful home ownership can be.

Yes! Whether you're in the midst of a financial crisis, facing foreclosure or interested in buying your first home, we can help.

Yes! We'll help you find the perfect first mortgage, home equity loan, secured loan or debt consolidation loan to suit your needs, whatever they may be.

Yes! Our experienced Canadian mortgage brokers will help guide you toward the perfect solution.

Conventional Mortgage Loans

A conventional mortgage is a home loan for a maximum of 80 per cent of the appraised value or purchase price of a property. This is the most common type of mortgage issued, when the buyer has at least a 20 per cent down payment towards the purchase of a new home. For well qualified buyers, this is the easiest type of new home loan to obtain.

Even with all the elements in place, a conventional mortgage loan can still run into difficulties. This is why it is important to work closely with your mortgage company to ensure that everything goes as smoothly as possible. Mortgage lenders can become skittish, even if there are no anticipated difficulties. A first time home buyer applying for a new home mortgage should still retain the services of an experienced mortgage broker to represent them, in order to have peace of mind that all will go well.

In order to purchase a home, you must be prepared to have all your financial information easily accessible in order to determine your ability to afford the home you have chosen. Our solid relationships with dozens of lenders across Canada have afforded people in every province the ability to become home owners. Let us guide you every step of the way, ensuring your conventional home mortgage will be obtained successfully.

If you'd like more information on whether you qualify for a conventional mortgage loan, contact us at 1-888-939-8484 toll-free to speak to a qualified mortgage representative.